Real Estate Blog about Scituate MA Real Estate, Cohasset MA Real Estate, Hingham MA Real Estate

Rental – Scituate, MA 02066 now has a new price of $1,875!

Shirley Musto — Wed, 22 May 2013 12:52:40 +0000

walk to sandy hill beach at the end of street on the decks and watch the sun rise and sun sets.move in condition.

This property features 6 total rooms, 1 full bath, 3 bedrooms, and is currently available for $1,875.

For complete details click here.

Dish TV Vs. Cable

Shirley Musto — Sun, 19 May 2013 11:10:40 +0000

Choosing between satelllite television or a local provider in today’s world is a lot more complicated than it was a decade ago. Cable TV has made a concentrated effort in the last decade to offer the channel variety of a satellite television service, while satellite television has tried to offer the same kind of bundle deals to their customers that make cable subscriptions so appealing to people who like the idea of an all-inclusive bill for their at-home entertainment. While both services can be very rewarding in terms of quality of service and variety, your family’s entertainment needs will have to be ultimately considered if you want to make the best decision possible. In this guide, I will attempt to highlight the best features of each service, how they stack up to each other in terms of quality, and illuminate the potential drawbacks for each.

Cable TV
Cable television offers you an easy opportunity to condense all of your digital services into one package (Phone, tv, and internet.) While some satellite television companies offer similar packages, they usually have to hire a third-party company in order to be able to do so. And with cable television moving into the digital realm a little more every year, they are now finally providing picture quality that you could only previously get with satellite television. Additionally, you never have to worry about bad weather affecting your reception like you would if you were to chose a dish network. Also, many cable companies now offer DVR as part of their digital packages, which allows you to pause, record, and rewind any program you’d like, a service only previously available to satellite customers. If your family’s home entertainment needs center around fast, high-quality internet service, and your television requirements can be satisfied without needing hundreds of channels, a cable television package will definitely suit your needs.

Satellite TV
While it may sound like Cable TV is the more appealing option at this point, you must consider a few things; namely, Satellite TV absolutely trumps cable in terms of the sheer variety of programs and content. Dish TV boasts a roster of 250+ channels, and the number is always growing. That includes over 80 PPV channels, whereas cable can only manage about 40. In addition, satellite television offers you a slew of international programming that a cable service simply cannot compete with. Dish TV also consistently outperforms Cable in terms of customer service ratings. But while Dish TV currently has the edge in terms of variety, your access to local programming is pretty limited. And, as mentioned previously, reception can be an issue during inclement weather. Your property will also need to have an unobstructed view of the sky in order to receive optimal reception, which can be a problem for some homeowners.

As far as pricing is concerned, your television needs may be the determining factor. If having television in every room is a must for you, then opting for a cable package may suit your needs better. Satellite companies tend to offer per room fees, which can be expensive in the event that you would like the service to extend beyond one or two televisions. There is also the equipment cost to consider. While opting for a satellite package may cost you more money up front, your monthy bill will more often than not be lower than a cable package, as maintainance costs tend to be lower.

For additional information on cable television, please visit www.comcast.com or www.verizon.com/fios
For additional information on satellite television, please visit www.directstartv.com or www.dish.com

Rental – Scituate, MA 02066 is now new to the market!

Shirley Musto — Fri, 17 May 2013 16:05:43 +0000

walk to sandy hill beach at the end of street on the decks and watch the sun rise and sun sets.move in condition.

This property features 6 total rooms, 1 full bath, 3 bedrooms, and is currently available for $1,975.

For complete details click here.

Buying Your First Home

Shirley Musto — Sun, 12 May 2013 11:24:54 +0000

You’ve been thinking about buying your first home and it is a very big decision. It is typically not a decision you make overnight instead you need to take the time prepare yourself. Here are the basic steps that you should follow when it is time to buy a home.

Ask are you ready? Home ownership is quite different than renting. It is a lot more expensive than renting. You will have added expenses and responsibility. There will be expenses like repairs, added utility costs, such as garbage and water, plus taxes and insurance related to your home. You will want to make sure to have an emergency fund, before you purchase your first home.
Shop for a loan. Your first step will be to get preapproved. Knowing how much you can afford will help you to look for homes within your price range.
Figure out how much you can afford. Just because you are preapproved for a certain loan doesn’t mean you can afford that in the real world. A good rule of thumb is to keep your mortgage along with your taxes and insurance between twenty five and thirty percent of your income. You don’t want to be house poor.
Use a real estate professional you can trust. A good real estate professional will listen to your wants and needs carefully. It is important that you are also educated on the process of buying a home. A good real estate professional will help meet your needs while navigating you through the process and advocating for your best interests.

Single-Family – Canton, MA 02021 is now new to the market!

Shirley Musto — Thu, 09 May 2013 11:51:01 +0000

Exceptional charming custom home located in a quiet neighborhood less than 5 min to highway,downtown Canton and Cobb’s Corner property shows pride of ownership, eat in kit W/ center island,adjoining fabulous sun room with free standing gas heating stove leading to back deck with retractable awing.overlooking spectacular professional landscaped yard with gardens with inviting gazebo W/electric paddle fan. Formal living room with a gas log fire place, Aupair suite lower level.

This is a Ranch/Multi-Level style home and features 8 total rooms, 3 full baths, 4 bedrooms, 0.28 Acres, and is currently available for $555,000.

For complete details click here.

Ways to Manage Your Money and Save More

Shirley Musto — Sun, 05 May 2013 11:08:57 +0000

Saving money can be hard. It often seems like a daunting task but often it is the little things that make a big difference.

Here are five tips to get saving more money now.

1. Pay off your debt.
If you have debt try to consolidate it and pay off debt as soon as possible. A strategy to do this would be to consolidate debt to a lower interest rate if possible. Interest on debt can cost you thousands of dollars every year.

2. Pay your bills on time.
When you don’t pay your bills on time you acquire late fees. The best way to do this is to get organized about your regular bills. If possible, automate your regular payments.

3. Know your bank balance.
If you don’t keep track of your check book you will probably accrue over draft fees. Be aware of the balance in your bank account and avoid overdraft fees.

4. Avoid ATM fees.
ATM fees can really add up. Try to use only those ATM machines where your bank will not charge the fees, or withdraw directly at your bank.

5. Manage your credit.
Credit card fees are often hidden costs you don’t account for. Look for credit cards with cash back bonuses and reward points. Avoid credit cards with annual fees.

Single-Family – Canton, MA 02021 is now new to the market!

Shirley Musto — Fri, 03 May 2013 19:51:36 +0000

This is a Ranch/Multi-Level style home and features 8 total rooms, 3 full baths, 4 bedrooms, 0.28 Acres, and is currently available for $555,000.

For complete details click here.

Important Factors to Consider when Buying a Home

Shirley Musto — Sun, 28 Apr 2013 11:23:04 +0000

Owning your own house or apartment is a gratifying experience, as you not only have a place you can call home, but you also have the freedom to live the way you choose once you enter your domain. However, to find a home that can truly make you happy, there are a few points that you should consider beforehand. The first point to think about is the neighborhood (where your home will be located). This is important, because you need to feel that the area you are living in will be safe from crime, and that it will also be easy to commute to work on a daily basis. In the end, you do not want to spend too much time traveling in the evenings or in the mornings, as this can only make life more difficult.

The next point to think about is how much space you want, as well as how many responsibilities you are willing to put up with. In other words, you could either choose to find a home that has a huge garden and a swimming pool, which is perfect if you enjoy gardening and going out for a swim, or, you could decide to do away with these extra bells and whistles if you hate gardening and do not want to spend time cleaning the pool. In other words, you want a home that you can truly feel comfortable living in, as this in turn will ensure that you can keep your life as stress free as possible.

Price is always important, and you want to make sure you look for a home that you can afford. There are a lot of other expenses you have to think about, cable TV, insurance, taxes, telephone, heat, electric, maintenance etc. So make sure you factor all of these into your monthly budget. You do not want to be house poor and buying a home that you may fall in love with can in the end be very stressful if you are struggling to pay for it every month. Look for a home at a good value and that may need some cosmetic fix ups and grow into the home with home improvements down the road. This will bring value to your home and in turn be a good invest when you go to sell the home.

Business Opportunity – Weymouth, MA 02191 now has a new price of $85,000!

Shirley Musto — Wed, 24 Apr 2013 21:50:25 +0000

GREAT BUISNESS OPPORTUNITY TO OWN A PIZZERIA WITH 16 SEATS,2 PIZZA OVENS 2 FRYERS,2 GRILLS ECT. IN A HIGH TRAFFIC AREA WITH TAKE OUT,CATERING AND DELIVERY.

This property features and is currently available for $85,000.

For complete details click here.

Lead Paint Laws

Shirley Musto — Sun, 21 Apr 2013 11:24:38 +0000

Did you know that approximately three-quarters of the housing in the United States built before 1978 contain lead-based paint? That is about 64 million homes. Lead paint can pose little risk, but it can also cause serious risks when it isn’t properly maintained and managed.

There are approximately 1.7 million children that have blood-lead levels above safe limits. Lead poisoning can cause permanent brain damage and damage other organs. It can also cause abnormal fetal development for pregnant women. Lead comes into bodies by breathing or swallowing lead dust, soil or paint chips.

The Residential Lead-Based Paint Hazard Reduction ACT of 1992 directs the Department of Housing and Urban Development (HUD) and the Environmental Protection Agency (EPA) to ensure people receive information needed to protect themselves from lead-based paint hazards.

In 2008, EPA issued the Renovation, Repair and Painting Rule. It requires that firms performing renovation, repair, and painting projects that disturb lead-based paint in pre-1978 homes, child care facilities and schools be certified by EPA. If you are a homeowner performing renovation, repair, or painting work in your own home, EPA’s RRP rule does not cover your project. For information on the RRP click here.

For home buyers federal regulations require that home sellers provide lead disclosures to home buyers who are purchasing a home built before 1978. Buyers have 10 days to conduct a lead-based paint inspection or risk assessment at their own expense. The regulation does not require any testing or removal of lead-based paint by sellers.